When it comes to your home, it pays to be sure of the difference between buildings & contents insurance.
If you want to insure the structure, fixtures and fittings of your house, then building insurance is the right cover for you. For example, if your house was struck by lightning, you would claim on your building insurance.
Unlike insurance on your building, content insurance covers your possessions in case of theft or damage. This includes your carpets, furniture and hi-fi. It can even include valuables which you might take out with you, like a laptop or bicycle.
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Please note: Imperial Independent Mortgage Services Ltd act as a credit broker not a lender .