Just spend a few moments thinking about the income your family will lose if you are unable to work, and how useful a lump sum would be if you suffered a serious illness.
You could use the lump sum to pay off your mortgage, ease your financial burden, or to pay for private medical treatment to maximise your chances of survival. In the event you are permanently disabled you could also use the money to adapt your home.
Critical illness cover provides a lump sum benefit / income in the event of diagnosis of certain critical illnesses such as Heart Attack, Stroke, Transplant, Blindness, and Total & Permanent Disability. The illnesses covered will be specified in the policy along with any exclusions and limitations. It can be bought as a stand-alone policy or as an addition to term assurance plans.
Book a free appointment with one of our expert Protection advisers now to help you plan for life’s uncertainties. Use our handy online booking calendar or get in touch via the contact page.